Grounds for data collection
What information do we collect?
We collect two types of data and information from Users.
The first type of information is un-identified and non-identifiable information pertaining to a User(s), which may be made available or gathered via your use of the Site ("Non-personal Information"). We are not aware of the identity of a User from which the Non-personal Information was collected. Non-personal Information which is being collected may include your aggregated usage information and technical information transmitted by your device, including certain software and hardware information (e.g., the type of browser and operating system your device uses, language preference, access time, etc.) in order to enhance the functionality of our Site. We may also collect information on your activity on the Site (e.g. pages viewed, online browsing, clicks, actions, etc.).
The second type of Personal Information, which is individually identifiable information, namely information that identifies an individual or may with reasonable effort identify an individual. Such information includes:
• Device Information: We collect Personal Information from your device. Such information includes geolocation data, IP address, unique identifiers (e.g., MAC address and UUID), and other information which relates to your activity through the Site.
• Registration information: When you register to our Site, you will be asked to provide us certain details such as: full name, e-mail or physical address, and other information.
How do we receive information about you?
We receive your Personal Information from various sources: When you voluntarily provide us your personal details in order to register on our Site; When you use or access our Site in connection with your use of our services; From third-party providers, services, and public registers (for example, traffic analytics vendors).
What information do we share?
• Communicating with you – sending you notices regarding our services, providing you with technical information, and responding to any customer service issue you may have;
• To communicate with you and to keep you informed of our latest updates and services;
• To serve you advertisements when you use our Site (see more under "Advertisements");
• To market our websites and products (see more under "Marketing"); Conducting statistical and analytical purposes intended to improve the Site.
Hosting and operating our Site;
• Providing you with our services, including providing a personalized display of our Site;
• Storing and processing such information on our behalf;
• Serving you with advertisements and assist us in evaluating the success of our advertising campaigns and help us retarget any of our users;
• Providing you with marketing offers and promotional materials related to our Site and services;
• Performing research, technical diagnostics, or analytics;
We may also disclose the information if we have good faith to believe that disclosure of such information is helpful or reasonably necessary to:
1. Comply with any applicable law, regulation, legal process, or governmental request.
2. Enforce our policies (including our Agreement), including investigations of potential violations thereof.
3. Investigate, detect, prevent, or take action regarding illegal activities or other wrongdoing, suspected fraud, or security issues.
4. To establish or exercise our rights to defend against legal claims.
5. Prevent harm to the rights, property, or safety of us, our users, yourself, or any third party.
6. For the purpose of collaborating with law enforcement agencies and/or in case we find it necessary in order to enforce intellectual property or other legal rights.
You may request to:
1. Receive confirmation as to whether or not personal information concerning you is being processed, and access your stored personal information, together with supplementary information.
2. Receive a copy of personal information you directly volunteer to us in a structured, commonly used, and machine-readable format.
3. Request rectification of your personal information that is in our control.
4. Request erasure of your personal information.
5. Object to the processing of personal information by us.
6. Request to restrict the processing of your personal information by us.
7. Lodge a complaint with a supervisory authority.
However, please note that these rights are not absolute and may be subject to our own legitimate interests and regulatory requirements. If you wish to exercise any of the aforementioned rights or receive more information, please contact our Data Protection Officer ("DPO") using the details provided below: firstname.lastname@example.org.
We will retain your personal information for as long as necessary to provide our services and as necessary to comply with our legal obligations, resolve disputes, and enforce our policies. Retention periods will be determined, taking into account the type of information that is collected and the purpose for which it is collected, bearing in mind the requirements applicable to the situation and the need to destroy outdated, unused information at the earliest reasonable time. Under applicable regulations, we will keep records containing client personal data, account opening documents, communications, and anything else as required by applicable laws and regulations. We may rectify, replenish or remove incomplete or inaccurate information at any time and at our own discretion.
A "cookie" is a small piece of information that a website assigns to your device while viewing a website. Cookies are very helpful and can be used for various purposes. These purposes include allowing you to navigate between pages efficiently, enable automatic activation of certain features, remembering your preferences, and making the interaction between you and our Services quicker and easier. Cookies are also used to help ensure that the advertisements you see are relevant to you and your interests and to compile statistical data on your use of our Services.
The Site uses the following types of cookies:
a. 'session cookies' which are stored only temporarily during a browsing session in order to allow normal use of the system and are deleted from your device when the browser is closed;
b. 'persistent cookies' which are read-only by the Site, saved on your computer for a fixed period, and are not deleted when the browser is closed. Such cookies are used where we need to know who you are for repeat visits, for example, to allow us to store your preferences for the next sign-in;
c. 'third party cookies' which are set by other online services who run content on the page you are viewing, for example, by third-party analytics companies who monitor and analyze our web access.
Cookies do not contain any information that personally identifies you, but Personal Information that we store about you may be linked, by us, to the information stored in and obtained from cookies. You may remove the cookies by following your device preferences instructions; however, if you choose to disable cookies, some features of our Site may not operate properly, and your online experience may be limited.
Third-party collection of information
How do we safeguard your information?
Transfer of data outside the EEA
Please note that some data recipients may be located outside the EEA. In such cases, we will transfer your data only to such countries as approved by the European Commission as providing adequate data protection or entering into legal agreements, ensuring an adequate level of data protection.
We may use third-party advertising technology to serve advertisements when you access the Site. This technology uses your information with regards to your use of the Services to serve advertisements to you (e.g., by placing third-party cookies on your web browser).
You may opt-out of many third-party ad networks, including those operated by members of the Network Advertising Initiative ("NAI") and the Digital Advertising Alliance ("DAA"). For more information about this practice by NAI and DAA members and your choices regarding having this information used by these companies, including how to opt-out of third-party ad networks operated by NAI and DAA members, please visit their respective websites: http://optout.networkadvertising.org/#!/ and http://optout.aboutads.info/#!/.
We may use your Personal Information, such as your name, e-mail address, telephone number, etc., ourselves or by using our third-party subcontractors for the purpose of providing you with promotional materials concerning our services, which we believe may interest you.
Out of respect to your right to privacy, we provide you with such marketing materials with the means to decline or receive further marketing offers from us. If you unsubscribe, we will remove your e-mail address or telephone number from our marketing distribution lists.
Please note that even if you have unsubscribed from receiving marketing e-mails from us, we may send you other types of important e-mail communications without offering you the opportunity to opt-out of receiving them. These may include customer service announcements or administrative notices.
We understand the importance of protecting children's privacy, especially in an online environment. The Site is not designed for or directed at children. Under no circumstances shall we allow the use of our services by minors without prior consent or authorization by a parent or legal guardian. We do not knowingly collect Personal Information from minors. If a parent or guardian becomes aware that his or her child has provided us with Personal Information without their consent, he or she should contact us at email@example.com.
Transparency in Coverage Final Rules (“TiC Final Rules”) require, among other things, non-grandfathered group health plans and health insurance issuers offering health insurance in the individual and group markets to make available to the public (including stakeholders such as consumers, researchers, employers and third-party developers) three separate machine-readable files including detailed pricing information related to
(1) negotiated rates for all covered items and services between the plan or issuer and in-network providers,
(2) historical payments to, and billed charges from, OON providers (a minimum of 20 entries must be available to ensure privacy) and
(3) the in-network negotiated rates and historical net prices for all covered prescription drugs by plan or issuer at the pharmacy location level. Your medical insurance Medica, is supporting the Transparency in Coverage Rule by making machine-readable files (MRF) available for Medica customers by July 1, 2022 ·
The MRFs will be posted in JSON format, which is a machine readable language, updated monthly, and available on our unauthenticated site at https://www.medica.com/price-transparency · Under the rule, group employer health plans are required to make the MRFs publicly accessible on their own website · The MRFs themselves will not be available until July 1 The law requires that you provide access to these files for your members, so we recommend you host the link to Medica’s Transparency webpage (https://www.medica.com/price-transparency) somewhere on your own website.
How to contact us
If you have any general questions about the Site or the information we collect about you and how we use it, you can contact us at firstname.lastname@example.org.
NCCM Company, LLC (NCCM Global)
2555 Prairie Drive | River Falls, WI 54022
+1 715-425-5885 | email@example.com
Last Modified: June 17, 2021